Travelling is best enjoyed when worries are left behind so to meet your travelling requirements and secure you from any unforeseen event, EFU Worldwide Travel Takaful provides relief to the travelers by offering various benefits.
Provides coverage for medical expenses incurred during hospitalization due to sudden illness or injury of the Participant occurring outside the usual country of residence. Any kind of pre-existing conditions prevailing (whether known or not known to the applicant) prior to taking the policy or prior to commencing the trip are not covered by the policy.
Provides compensation to the legal heirs of the Participant up to limits specified in the policy in case of accidental death of the Participant due to the accident to the means of transport while on land or sea in which the Participant was travelling as a fare paying passenger.
The Takaful Operator will indemnify the Participant for the loss of cash, bank notes, currency notes, postal orders, or money orders stolen from the Participant during the Journey abroad, subject to the Terms and Conditions of the Takaful Certificate. The incident must be reported to the police within 24 hours of its occurrence, and the Takaful Operator will require a written report from the relevant authority, such as a police report, when submitting a claim.
It covers expenses for treatment of sudden pain, infection and removal of infected tooth. Any kind of pre-existing conditions prevailing (whether known or not known to the applicant) prior to taking the policy or prior to commencing the trip are not covered by the policy.
If the checked in baggage is lost by the scheduled airline, EFU General Insurance-Window Takaful Operation will compensate the loss upto the sum covered in the policy and as more specifically described in the policy terms & conditions.
It provides coverage in case a flight gets delayed for at least 4 hours and compensates for reasonable additional meal, transfer and accommodation expenses subject to furnishing of satisfactory proofs.
It provides coverage in respect of all irrecoverable deposits, advanced payments and other charges paid or due to be paid for travel and/ or accommodation in case a trip gets cancelled/curtailed due to the death, accidental bodily injury or illness of the Participant or immediate family member of the Participant and due to the other reasons as more specifically described in the policy terms and conditions.
In case of lost or stolen passport accidently and unintentionally, cover is provided for reissuance cost incurred in getting a new passport.
If the Participant gets hospitalized for consecutive more than seven (7) days, EFU General Insurance-Window Takaful Operation will provide the one economy air ticket return airfare cost and accommodation expenses incurred to the relative or friend of the Participant, considering the Participant travelled alone for a maximum of consecutive 5 days subject to the policy terms and conditions.
In the event of the death of the Participant, the Assistance Service Provider on behalf of the Takaful Operator will arrange for transporting the Participant's mortal remains from the place of death to the Home Country if requested by a family member or legal representative.
Note:
The above is the basic list of requirements and we may ask further information if required.
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For further information please see our brochure and you can also contact us on the contact details provided on our website or email us on [email protected]
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The description mentioned about each takaful on this website is for our client's and customer's information and knowledge only. The benefits offered by these as described herein will be completely dependent on the policy terms, conditions, limitations and exclusions and therefore the information provided through our website should not be misinterpreted.
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