The Board of Directors is collectively responsible for determining the strategic orientations of the company, ensuring its implementation and establishing the internal framework for oversight of Executive Management.
The Executive management team supports the Chief Executive in managing EFU's businesses and are responsible for developing and delivering strategy and priorities approved by the Board.
Chairman
Vice Chairman
Director
Director
Director
Director
Director
Managing Director & Chief Executive Officer
Mr. Kamran Arshad Inam completed his MBA in Finance from the Institute of Business Administration – IBA in 2001 and completed his BE in Mechanical Engineering from NED in 1996.
Mr. Kamran, started working for ENAR Petrotech in 1996 followed by a stint in Indus Motor. He also worked in Shahbaz Garments who are owned by Midas Safety a Canadian-based group. He was responsible for the gloves and chemical division from Pakistan, Dubai and Srilanka and was partially based in all three locations during 1998 to 2003.
He joined EFU in risk management department in 2003 and later on got involved with Property and Engineering department as well. He has been leading the Property and Risk Management department since 2012. He was promoted as Deputy Managing Director (Technical) in 2019 and was responsible for all the technical departments of the Company as well as the branch network across the Country and in December 2021, he was promoted as Joint Managing Director. He became Managing Director in July 2023.
He was elected at IAP’s Executive Committee as Vice Chairman in 2019. Prior to this, he had been the head of the Property Committee at the IAP.
He was involved in major infrastructure and industrial projects mainly driven by International Lenders in addition to all number of CPEC and lender driven projects since 2014.
Other Directorship:
Mr. Kamran Arshad Inam completed his MBA in Finance from the Institute of Business Administration – IBA in 2001 and completed his BE in Mechanical Engineering from NED in 1996.
Mr. Kamran, started working for ENAR Petrotech in 1996 followed by a stint in Indus Motor. He also worked in Shahbaz Garments who are owned by Midas Safety a Canadian-based group. He was responsible for the gloves and chemical division from Pakistan, Dubai and Srilanka and was partially based in all three locations during 1998 to 2003.
He joined EFU in risk management department in 2003 and later on got involved with Property and Engineering departments as well. He has been leading the Property and Risk Management department since 2012. He was promoted as Deputy Managing Director (Technical) in 2019 and was responsible for all the technical departments of the company as well as the branch network across the country and in December 2021, he was promoted as Joint Managing Director.
He was elected at IAP’s Executive Committee as Vice Chairman in 2019. Prior to this, he had been the head of the Property Committee at the IAP.
He was involved in all major infrastructure and industrial projects mainly driven by International Lenders in addition to all number of CPEC and lender driven projects since 2014.
Kamran Arshad Inam, M.B.A, B.E
Najmul Hoda Khan, F.C.A, F.P.F.A
Amin Punjani, A.C.A, F.C.C.A
Ali Ghulam Ali, F.C.A
Nudrat Ali
S. Salman Rashid
Imran Ahmed, M.B.A., B.E., A.C.I.I.
Khan Muhammad Anwer Pasha
Abdul Sattar Baloch
Abdul Wahid
Khalid Usman
M. Shoaib Razzak Bramchari
Muhammad Sohail Nazir, M.Sc., A.C.I.I.
Musakhar-uz-Zaman, B.E.
Abdul Majeed
Ali Rafiq Chinoy
Badar Ameen Sissodia
Faisal Gulzar
Muhammad Arif Khan
Muhammad Naeem, A.C.I.I.
Munawar, F.C.A.
Nadeem Ahmad Khan
Shamim Pervaiz, M.B.A.
Shazim Altaf
Jahangir Anwar Shaikh
Syed Muhammad Haider, M.Sc.
Abdul Wahab Polani
Ali Safdar
Muhammad Khalid Saleem
Mohammad Iqbal Dada, M.A., A.C.I.I.
Syed Kamran Rashid
Agha Sakhawatullah Khan
Ali Kausar
Mian Ross Masud, M.B.E.
Abdul Wahab
Adeel Ahmed
Javed Akhtar Shaikh
Mohammad Arif
Muhammad Arfeen
Muhammad Reyaz Ahmed
Kausar Ali Zuberi
Mazhar H. Qureshi
Rizwan Siddiqi
Saad Anwar
Saad Reyaz
Salma
Syed Ashad Hussain Rizvi
Syed Imran Zaidi
Syed Shahid Mehmood
Tauqir Hussain Abdulla
Muhammad Sheeraz, M.B.A.
Syed Amir Aftab
Syed Asim Iqbal, M.B.A.
Muhammad Naeem
Mr. Saifuddin N. Zoomkawala has been associated with EFU Group since 1964.
He served as Managing Director of EFU General Insurance Ltd. from 1990 till 2011 when he was elected Chairman of the Company. He was also Chairman of EFU Life Assurance Ltd. from 1999 to 2011.
Mr. Hasanali Abdullah is a Chartered Accountant and Certified Director from Pakistan Institute of Corporate Governance (PICG). He is associated with EFU General Insurance Ltd. since 1979 and was Managing Director and Chief Executive of the Company from 2011 to July 2023. He is Director of EFU Life Assurance Ltd., EFU Services (Private) Ltd., Tourism Promotion Services (Pakistan) Limited (owners of Serena Hotels), Honorary Treasurer of Aga Khan Hospital & Medical College Foundation, Member of National Committee of Pakistan Branch of Aga Khan University Foundation Geneva.
He has served on the Boards, Council and Committees of various Aga Khan Development Network institutions from 1976 to 2002. He has been Chairman of Insurance Association of Pakistan for 2008, 2010 – 11 and 2016 – 17, Chairman of Pakistan Insurance Institute 2014 – 15 and from January, 2020 to July, 2020, Director of PICG for 2011, Executive Committee Member of Federation of Pakistan Chambers of Commerce & Industries for 2011 & 2017, Director of Institute of Financial Markets of Pakistan from 2016 to 2022 and Vice President of German – Pakistan Chamber of Commerce & Industry from 2021 to 2022.
Mr. Abdul Rehman Haji Habib belongs to Business community. He was Chairman of Arag Group. In 1971-72 he was President of Karachi Chamber of Commerce & Industry and in 1976-77 he was President of the Federation of Pakistan Chamber of Commerce & Industry.
Daanish Bhimjee has been working in the financial services sector for over 15 years. His most recent position was with Standard Chartered Bank, where he was a Managing Director in charge of Financial Institutions Investment Banking for Africa and Middle East. Prior to that he was with Barclays Investment Bank and Rothschild in the UK.
Daanish has advised insurance, bank and government clients on a wide variety of M&A, strategic advisory and capital raising projects across Europe, Middle East and Africa. He has worked on projects in over 20 countries and advised on transactions with aggregate valuations in excess of $150 billion.
Daanish is a chartered accountant from the Institute of Chartered Accountants of England and Wales. He has a degree in Economics from the University of Cambridge.
Mr. Taher G. Sachak is a graduate in Business Studies from Bournemouth University and also has a post-graduate Diploma in Management Studies from Liverpool University.
Following his studies, he joined the British Civil Service and after 5 years decided to pursue a career in life assurance. He held executive positions in major UK Life Assurance Companies, Allied Dunbar, Trident Life and finally Century Life before coming to Pakistan in 1993 to join EFU Life.
He was Chief Executive & Managing Director of EFU Life Assurance Limited from November 1993 to July 2023. He is now the Vice Chairman of EFU Life and is a "Certified Director" from Pakistan Institute of Corporate Governance.
Mr. Ali Raza Siddiqui is a Partner at JS Private Equity and previously was an Executive Director at JS Investments. Prior to 2005, he was an Assistant Vice President at AIM Investments in the United States, a wholly-owned subsidiary of INVESCO. At AIM, Mr. Siddiqui specialized in fixed income securities and was part of a team responsible for the management of over US $ 60 billion in assets.
Mr. Siddiqui holds a Bachelor's Degree from Cornell University, USA, with double majors in Economics and Government. He serves as a Director on the Boards of Jahangir Siddiqui and Company, EFU Life Assurance, EFU General Insurance and Fakher-e-Imdad Foundation.Mr. Siddiqui also serves as a Trustee at the Organization for Social Development Initiatives (OSDI) and public policy think tank Manzil Pakistan.
Mr. Muhammed Iqbal Mankani is a veteran of the insurance industry both in Pakistan and the United Arab Emirates and has spent more than fifty years in insurance. He started his career with Eastern Federal Union Insurance Co. in 1968 as Junior Officer. In 1970 he helped set up the first Branch of EFU in SITE Karachi.
Mr. Mankani was sent on deputation in 1975 to Credit & Commerce Insurance Co. Dubai, (which later was renamed Alliance Insurance Co) a joint venture of EFU where he worked in various Senior Positions until 2001.
In 2001, Mr. Mankani was requested by the Executive Office of His Highness, Ruler of Dubai and Dubai Islamic Bank to help set up the first local Takaful company Dubai Islamic Insurance & Reinsurance Co and joined them as General Manager. On behalf of this company, Mr. Mankani helped set up a Takaful company in Kuwait, Boubyan Takaful Insurance owned by the Boubyan Bank in 2009. He was also a Board Member of Amity Health, a joint venture between Dubai Islamic Insurance and AGILITY Health of South Africa. He remained with Dubai Islamic insurance as the General Manager and Chief Operating Officer until 2012. He then set up his own Consulting Company M.I.M. Business Consultants in Dubai as Consultants to Dubai Airports Authority for a period of two years helping them with their insurance program until 2014. He later moved to Canada in 2015.
Mr. Mankani is a qualified Director of Education in Corporate Governance and is a frequent speaker at seminars and also advises various companies on the subject of Corporate Governance with particular interest in family-owned businesses.
Mr. Mankani has been part of the UAE Insurance industry for the last 44 years and has twice been elected member of the UAE Insurance Business Group under the Dubai Chamber of Commerce representing the Takaful industry until 2012. He was instrumental in training and introducing many UAE Nationals into the Insurance industry through frequent lectures in the Emirates Institute of Finance and Banking in Sharjah.
He has been a frequent speaker at many insurance seminars in Barcelona (Spain), Malaysia, Bahrain and UAE and has published several articles on the performance of Takaful business in the UAE.
Mr. Mankani is an active member of the Canadian Business Council in Dubai, Institute of Insurance and Risk Management Canada and Canadian Marketing Association.
Mr. Lotia started his insurance career in April 1974, then trained at the M&G Reinsurance Company UK. From April 1977 he worked with Adamjee Insurance Company Ltd and Commercial Union Assurance Pakistan Branch and overseas with Abu Dhabi National Insurance Company. On return to Pakistan in August 1991 joined EFU General Insurance Limited and retired in December 2020.
Mr. Lotia has remained associated with the Insurance Association of Pakistan in various capacities since 1980 and served on nearly all technical committees. He was Chairman for the year 2014-2015 and 2019.
He is an Associate of The Chartered Insurance Institute of UK and a certified director by PICG.
Saad Bhimjee is an Insurance and Risk Management professional with over seventeen years of experience in the Pakistan, Canada and UK insurance industries.
He is the Founder and CEO of QubeRisk, a digital-first insurance provider in Canada. QubeRisk is dedicated to transforming the insurance landscape through technology, automation and data.
Before starting QubeRisk, Saad Bhimjee was a Senior Vice President at Aon, one of the largest global insurance and risk management firms. Prior to that, he worked for United Insurance Brokers (UIB) in London, with regional responsibilities including Middle Eastern and Asian countries, including Pakistan.
Saad holds a Bachelor's degree in Economics from University College London (UCL) and a Master's degree in Insurance & Risk Management from Cass Business School London. He also holds an ACII designation.
Mr. Rafique R. Bhimjee has a B.Sc (Hons) in Management Science from the University of Warwick and an M.B.A in Finance from City University, London. He is also a “Certified Director” from Pakistan Institute of Corporate Governance.
He has worked overseas in Merrill Lynch Asset Management, New York and Abu Dhabi Investment Authority.
Mr. Rafique R. Bhimjee was the Chairman of EFU General Insurance Limited from February 1999 to July 2011 and became Chairman of EFU Life Assurance Limited in July 2011. He is also Director of EFU Health Insurance Limited, EFU Services (Pvt.) Limited and is also Executive Director of International Foundation and Garments (Pak) (Pvt.) Limited.
Mr. Tanveer Moledina is a Chartered Accountant from Institute of Chartered Accountant of Pakistan. He has extensive experience of over 30 years in senior financial management positions.
He was Chief Financial Officer and Company Secretary of Merck Group companies including Merck Pakistan (Pvt.) Limited, Merck Pharmaceutical (Pvt.) Limited, Merck Specialties (Pvt.) Limited.
He was previously working in the Middle East, in Novartis Saudi Arabia Limited and Saudi Pharmaceuticals Private Limited in the capacity of Chief Financial Officer.
Ms. Yasmin Hyder has 34 years of global work experience in Marketing, Gender, Trade, Corporate Governance, ESG and Sustainability, Communications and SME development, with both local and international organizations.
She is CEO of New World Concepts, a marketing and management consulting practice based in Karachi, Pakistan.
Her passion for women leadership led her to institute the premier annual conference, International Women Leaders Summit and she established the Pakistan Women Entrepreneurs Network for Trade (WE-NET) with collaboration of World Bank Group and Australian Government to foster growth of women SME’s as the only national and inclusive representative platform.
Yasmin is a ESG Certified Board Director; Independent Non-Executive Director, EFU General Insurance Ltd; Independent Director, Thardeep Microfinance Foundation; Member, Council of Governors, Pakistan Institute of International Affairs; Certified Business Edge Trainer of IFC World Bank Group; Member United Nations (UNCTAD-ITC’s) 20 Global Women Entrepreneurs Trade Mission to Canada; Member Board of Governors, KASB Institute of Information Technology; Member, European Businesswomen Association (FCEM); Pakistan Representative, Monaco Women Leaders Forum; Founding Member, US Pakistan Women’s Council; Winner of Rotary International Award to Brazil; Member Women Commission, Pakistan Olympics Association; Chairperson Softball Federation of Pakistan.
She won the Foreign and Commonwealth Office, UK Chevening Award 1992 and acquired a Post Graduate degree from Cardiff Business School, University of Wales, UK (distinction in International Business) after graduation from IBA, Karachi (MBA, Marketing and Finance). She successfully completed the Executive Leadership Course 2019 at Crawford School of Public Policy, Australia National University, Canberra.
Mr. Nasir is the present Chief Executive Officer of Jahangir Siddiqui & Co Ltd. (“JSCL”). Mr. Nasir has more than 25 years of diversified financial services experience including Private Equity, Corporate Finance Advisory, Capital Market Advisory, Transaction Services and Audit. Prior to joining JSCL, Mr. Nasir was Group Head, Ecosystem Development and Sustainable Finance at JS Bank Limited where he had been overseeing a number of strategic projects in the digital banking and green financial services space. Before that he had served as the Chief Investment Officer for JS Private Equity managing over USD 500 million in private equity funds. He had also served as Head, Corporate Finance at JS Global Capital, a leading Pakistani securities brokerage and investment banking firm where he had advised some of Pakistan’s leading companies on fundraising, mergers and acquisitions and corporate restructurings. Mr. Nasir had commenced his professional career with Deloitte UK, working as part of the audit & assurance and corporate finance teams.
He is an FCA with the Institute of Chartered Accountant in England and Wales and holds a BSc. (Hons.) in Accounting from the University of Hull.
Other Directorships:
Mr. Saifuddin N. Zoomkawala has been associated with EFU Group since 1964. He also worked as General Manager for Credit & Commerce Insurance Company at UAE, an insurance company of EFU group. He served as Managing Director of EFU General Insurance Limited from July 10, 1990 till July 2011 when he was elected Chairman of the Company.
He is Chairman of Allianz EFU Health Insurance Limited, EFU Services (Pvt.) Limited and Director of EFU Life Assurance Limited, all being EFU Group Companies. He was Chairman of EFU Life Assurance Limited from February 1999 to July 2011.
He is Director on the Board of German Pakistan Chamber of Commerce and Industry and is on the Board of Governors of:
Mr. Saifuddin N. Zoomkawala has been associated with EFU Group since 1964. He also worked as General Manager for Credit & Commerce Insurance Company at UAE, an insurance company of EFU group. He served as Managing Director of EFU General Insurance Limited from July 10, 1990 till July 2011 when he was elected Chairman of the Company.
He is Chairman of Allianz EFU Health Insurance Limited, EFU Services (Pvt.) Limited and Director of EFU Life Assurance Limited, all being EFU Group Companies. He was Chairman of EFU Life Assurance Limited from February 1999 to July 2011.
He is Director on the Board of German Pakistan Chamber of Commerce and Industry and is on the Board of Governors of:
Mr. Saifuddin N. Zoomkawala has been associated with EFU Group since 1964. He also worked as General Manager for Credit & Commerce Insurance Company at UAE, an insurance company of EFU group. He served as Managing Director of EFU General Insurance Limited from July 10, 1990 till July 2011 when he was elected Chairman of the Company.
He is Chairman of Allianz EFU Health Insurance Limited, EFU Services (Pvt.) Limited and Director of EFU Life Assurance Limited, all being EFU Group Companies. He was Chairman of EFU Life Assurance Limited from February 1999 to July 2011.
He is Director on the Board of German Pakistan Chamber of Commerce and Industry and is on the Board of Governors of:
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